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Money

Life and Death of a Twenty Dollar Bill
Countering Counterfeit Currency
Weighing the Benefits of Prepaid Debit Cards
Your Emergency Fund: How Much Is Enough?
U.S. Personal Savings Rate
The Lowdown on Those Free Credit Scores

Lifestyle

Good Health is Good Business
Debt Stress
Retiring Wild: National Parks and You
Personal Finance Tips for Military Families
Pickleball in Retirement

Retirement

Caring for Aging Parents
How Retirement Spending Changes With Time
Understanding Qualified Charitable Distributions
Roth IRA for Kids
How Women Can Prepare For Retirement

Investment

Understanding Equity Compensation
Pullbacks, Corrections, and Bear Markets
The Utility of Sector Investing
The Anatomy of an Index

Insurance

Keeping Summer Safe: Pool and Spa Safety Tips

Tax

How Income Taxes Work
Understanding Marginal Income Tax Brackets
What's My 2026 Tax Bracket?

Contact

Office: 205-933-2920

Fax: 205-933-2925

450B Century Park South

Suite 104

Birmingham, AL 35226

randy@iaicfinancial.com

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David (Randy) Barnes is an investment adviser representative of, and securities and advisory services are offered through, USA Financial Securities, Member FINRA/SIPC. A Registered Investment Adviser located at 6020 E Fulton St., Ada, MI 49301. Insurance and Investment Consultants is not affiliated with USA Financial Securities.

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